Account Maintenance

Account Transactions

Online Account Access

Retirement Account Questions

Investing For Children & Education

E-mail & Mailings

General Questions

Fees, Charges and Expenses

Contact Information

                                             

Answers to Frequently Asked Questions

Account Maintenance

How do I change my mailing address?
You may change your address through our Online Account Access by logging in to your account and selecting “Mailing Address” from the drop-down menu under “Profile.”
 
You also may change your address over the telephone by calling our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday.

Or, you may change your address in writing by sending us a brief note including your account number(s), last four digits of your social security number, name(s) of account owner(s), old address and new address. For a joint account, both owners must sign the address change request. Please mail your written address change to Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

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How do I add/remove/change a joint shareholder on my Pax World account?
Adding, removing or changing a joint shareholder on an account is, in effect, a change in ownership of the shares held in the account. In order to change the ownership of a Pax World account, we require a letter of instruction from the current owner(s) and a New Account Application to provide us with information about the new owner(s).

The letter should include your account number, last four digits of your social security number, name and address (as it appears in your current account record), as well as specific instructions for the change in ownership. All current owner(s) must sign the letter, and each signature must be guaranteed with a Medallion Signature Guarantee, which your local bank or brokerage firm should be able to provide. The new owner(s) must complete and sign the appropriate account application. For Pax World Money Market Accounts, be sure to have the new owner(s) complete the “Checkwriting” section, if applicable. Please mail your request to us at Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

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I’ve changed my name. How do I update my Pax World account?
Changing the name on an account is, in effect, a change in ownership of the shares held in the account. In order to change the ownership of a Pax World account, we require a letter of instruction that must include your account number, last four digits of your social security number, current account name and address, as well as specific instructions for the change in ownership: for example, “please change my name from Mary Martin to Mary Jones and my address from 1 Main St., Boston, MA to 2 Oak St., Cleveland, OH.”

You must sign the letter using both your old and new names: for example, “Mary Martin, one in the same as Mary Jones,” and your signature must be guaranteed with a Medallion Signature Guarantee Stamp, which your local bank or brokerage firm should be able to provide. In lieu of a Medallion Signature Guarantee, Pax World will accept a certified copy of a legal document, such as a marriage license, that verifies your name change.
 
Should you need any account information, please call our Shareholder Services Center at 1-800-372-7827 between 8 a.m. and 6 p.m. ET, Monday – Friday. Please mail your request to us at Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

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My minor child has reached the age of majority for our state. How do I change a custodial (UGMA/UTMA) account to an individual account in her/his name?
Changing from a custodial account to an individual account is, in effect, a change in ownership of the shares held in the account. In order to change the ownership of a Pax World custodial account, we require a New Account Application be completed and signed by the child.
 
We also require a letter of instruction from either the custodian or the child with EITHER (a) the signature on the letter guaranteed by a Medallion Signature Guarantee (MSG) Stamp, which your local bank or brokerage firm should be able to provide, OR (b) a certified copy of the child’s birth certificate. The letter of instruction should include the account number, last four digits of the child’s social security number, name and address as it currently appears on the account, as well as specific instructions for the change in ownership: for example, “please change the ownership of this account from James Smith as custodian for Jimmy Smith to an individual account for Jimmy Smith.”

Should you need any account information, please call our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday. Please mail your request to us at Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

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How do I change my dividend or capital gain option?
You may change your dividend and capital gains options online by logging in to our Online Account Access and choosing “Distribution Options” from the “Account Options” menu, or over the telephone by calling our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday.  You also may send a letter of instruction with your account number and the change you’d like to make to Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

Note that you may have cash dividends and capital gains transferred electronically to your bank account rather than sent to you by check. If you have bank information on file for your Pax World account, you may elect this option through our online account access service or over the telephone or by mailing us a letter of instruction. You may add bank information to your account by completing our Optional Account Services form, which you may download from the “Literature and Forms” section of our website under the “Customer Service” menu. Please note that your signature on the Optional Account Services form may require a Medallion Signature Guarantee.

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How do I change or add beneficiary information on my retirement account?
You must fill out the Change of Beneficiary form. Should you need any account information, please call our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday. Please mail your request to us at Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

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How do I change my Automatic Investment Plan?
You may change the dollar amount and/or date or cancel your Automatic Investment Plan through our Online Account Access by logging in to your account and selecting “Automatic Investment Plan” from the “Account Options” menu heading. You also may call our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday, to change the dollar amount and/or date or cancel your Automatic Investment Plan by telephone,You may change the dollar amount and/or date or cancel your Automatic Investment Plan through our Online Account Access by logging in to your account and selecting “Automatic Investment Plan” from the “Account Options” menu heading. You also may call our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday, to change the dollar amount and/or date or cancel your Automatic Investment Plan by telephone,Or you may send a letter of instruction with your account number and the change you’d like to make to Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

Please note that in order to change the banking instructions on an existing Automatic Investment Plan or to add banking instructions for a new Automatic Investment Plan, you must complete an Optional Account Services form, which you may download from the “Literature and Forms” section of our website under the “Customer Service” menu. Please note that your signature on the Optional Account Services form may require a Medallion Signature Guarantee.

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B. Account Transactions 

How can I open an account?
You can open an account in any of the Pax World funds with a minimum investment of $250 per fund. You may download the prospectuses and applications for our funds from the “Literature & Forms” section of our website, under the “Customer Service” menu, or have them mailed to you by calling 1-800-767-1729. Be sure to read the prospectus carefully before investing.

Certain accounts can be opened online. If you would like to open a Pax World account with an electronic payment from your bank account, click on “Open an Account” on the menu bar of the paxworld.com home page and click on the "Get Started" button in the box on the right-hand side of the page. Please Note: certain account types (SEP-IRA, SIMPLE IRA, Rollover/Transfer IRA, Trust, Non-Profit Organization, and Corporation) cannot be opened online.

If you are opening an account by mail, be sure to complete the appropriate application for the type of account you wish to open, sign the application, and include a check made payable to Pax World Funds. You may mail the completed application to Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

Pax World Mutual Funds are also available through many retail brokerage firms such as Charles Schwab, Fidelity Investments, E*TRADE, and TD Ameritrade. You may also purchase our funds through your investment advisor. 

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Where can I find an application?
All new account applications are available in the “Literature & Forms” section of our website under the “Customer Service” menu. For non-retirement accounts, the Pax World Mutual Funds are combined in a single application; the Pax World Money Market Account requires a separate application. Applications for Traditional IRA, SEP-IRA, SIMPLE IRA, Roth IRA, and Coverdell Education Savings Accounts are available along with each retirement plan’s agreement booklet. You may also call Pax World at 800.767.1729 to request an application.

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What’s the minimum initial investment required to open an account?
You may open an account in the Individual Class or any one of the Pax World Mutual Funds with a minimum investment of $250 per fund. The Institutional Share Classes of the Pax World Mutual Funds have a minimum initial investment of $500,000. The minimum deposit to open an account in the Pax World Money Market Account is $250.

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How do I add to my investment?
You may add to your investment at any time by mailing a check made payable to Pax World Funds to: Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827. If you do not have a pre-encoded investment slip (provided on the bottom of each confirmation statement you receive from Pax World) for the fund in which you wish to invest, simply write your account number on the memo line of your check, or include a brief note of instruction telling us which fund and account number to credit with your investment. Additional investments must be at least $50 per account.

For IRA accounts, be sure to indicate whether the contribution is for the current or prior tax year.

You may also purchase shares by telephone or online if you provided bank information for electronic (ACH) transfers on your original account application or on an Optional Account Services form. You may download and print this form from our website or call 800.767.1729 and we can send the form to you by mail. Please note that this form requires a Medallion Signature Guarantee in order to add bank information to your account.

You also may establish an Automatic Investment Plan (AIP) to invest automatically each month or quarter by debiting your checking or savings account. For more information see “How do I set up an automatic investment plan?” below.

For complete instructions on subsequent purchases of shares, please read the “Shareholder Guide” section of the prospectus.

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What are your Wire Instructions?
For an existing account to purchase additional shares by wire transfer, please telephone Pax World toll-free at 800.372.7827 to notify us of your intent to purchase shares of the funds by wire transfer.

Bank Name: Bank of New York Mellon
ABA Number: 011001234
Credit: 0000733180
BNY Mellon investment Servicing (US) Inc. as Agent for Pax World Funds
Further Credit: Shareholder Name and Shareholder Fund/Account Number

A written confirmation of your purchase transaction will be mailed to your address of record. Shares will be purchased at the net asset value next determined after the wire is received.

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What’s the minimum subsequent investment required to add to an account?
The minimum for subsequent investments in the Individual Class of any of the Pax World Mutual Funds is $50 per fund. The Institutional Classes of the Pax World Mutual Funds have a minimum subsequent investment of $1,000. The minimum subsequent deposit for the Pax World Money Market Account is $50.

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How do I set up an automatic investment plan?
You can establish an Automatic Investment Plan (AIP) at the time the account is opened by completing the appropriate section of your new account application.  For an existing account you may set up an AIP through our Online Account Access by logging in to your account and selecting “Automatic Investment Plan” from the “Account Options” menu heading. Or, you may add bank information and establish an AIP at any time by filling out the Optional Account Services form. You may download and print this form from our website or call 800.767.1729 and we can send the form to you by mail.

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Where can I obtain investment slips?
Pre-encoded investment slips are provided on the bottom of each confirmation statement you receive from Pax World. Your statements also include postage-prepaid and addressed envelopes you can use to send in your subsequent investments. Generic investment slips can also be downloaded by clicking here or call 800.767.1729 and we can send the form to you by mail.

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How do I exchange shares between Pax World Funds?
You may exchange shares at any time by logging in to your account and selecting “Exchange” from the drop down menu under “Trading,” or by calling our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday, if you authorized telephone and Internet exchanges on your original account application or on an Optional Account Services form. To establish online/telephone transaction privileges, you may download and print this form from our website or call 1-800-767-1729 and we can send the form to you by mail.

You also may exchange shares at any time by sending a written request to Pax World Funds, P.O. Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827. For joint accounts, both account owners must sign the request.

In general, shares are exchanged at the NAV (share price) that is next determined after your request is received. An exchange will be treated as a redemption and purchase for tax purposes, and any gain on such transaction may be subject to federal income tax. For complete instructions for exchanging shares, please read the “Shareholder Guide” section of the prospectus.

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How do I redeem (sell) shares?
You may redeem up to $50,000 at any time by logging in to your account and selecting “Sell” from the drop down menu under “Trading,” or by calling our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday, if you authorized telephone and Internet redemptions on your original account application or on an Optional Account Services form. To establish online/telephone transaction privileges, you may download and print this form from our web site or call 800.767.1729 and we can send the form to you by mail. You may also use this form to provide bank information for electronic (ACH) transfers if you wish to have telephone or online redemption proceeds sent directly to your bank account. Please note that the Optional Account Services form requires a Medallion Signature Guarantee in order to add bank information to your account.

You also may redeem shares at any time by sending a written request to Pax World Funds, P.O. Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827. For joint accounts, both account owners must sign the request.

If you are redeeming more than $50,000 or if you are requesting that the proceeds from the redemption be sent somewhere other than your address of record or to a bank account other than one that is pre-authorized on your account, your request must be in writing and the signature(s) on the letter must be Medallion Signature Guaranteed.

We allow certain IRA redemptions by telephone. To redeem shares from an IRA or other retirement plan account, please call our Shareholder Services Center to find out if the telephone redemption option is available on your account. You also may redeem shares from your IRA account using one of our IRA Withdrawal forms. You may download the appropriate withdrawal form from the “Literature & Forms” section under “Customer Service” on our web site, or you may request a form by calling 800.767.1729.

In general, shares are redeemed at the NAV (share price) that is next determined after your request is received in good order, and proceeds are sent on the next business day. For complete instructions for redeeming shares, please read the “Shareholder Guide” section of the prospectus.

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Can I have a beneficiary on my non-IRA account?
The Pax World Funds allow a Transfer On Death (TOD) beneficiary on individual and joint accounts. You may designate up to nine beneficiaries for each account. To register your account in TOD form, please read and complete the Transfer on Death Agreement and Beneficiary Designation form, which can be downloaded from the “Literature & Forms” section of our website. Should you need any account information, please call our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday. Please mail the form to us at Pax World Funds, P.O. Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

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Can I transfer funds between my Pax World account and my local bank account?
You can set up banking instructions when you open your Pax World account by completing the appropriate section of your new account application. To change or add bank account information after an account has been opened, use the Optional Account Services form. You may download and print this form from the “Literature & Forms” section of our website or call 800.767.1729 and we can send the form to you by mail. Please note that your signature on the form may require a Medallion Signature Guarantee. Once banking information is on file for your account, you may transfer money between your Pax World account and your local bank account. Please see “How do I redeem (sell) shares” and “How do I add to my investment” for further information.

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How do I order checks to write against my Money Market account?
You can order checks free of charge through the “Account Options” in Pax World’s Online Account Access; by calling 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday; or by sending a request in writing with your address and account number to Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827. Checks may be drawn in any amount of $250 or more for Money Market Account holders only and may be used like an ordinary commercial bank check, except that they may not be certified.

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C. Online Account Access

Does Pax World offer online account access?
Pax World shareholders can view account balances and recent transaction history, and purchase and redeem shares online 24 hours a day, seven days a week. If you are a first-time user of Pax World’s online Account Access, you will need your Social Security or Tax Identification Number and Account Number in order to enroll for online account services. Just click on the “Log In” button at the top of the page, and then select “Register for Online Account Services”. You will be prompted to create a User ID, which must contain at least six but not more than 10 characters. It must also contain both letters and numbers, with at least four letters and two numbers. Symbols, such as the asterisk (*), cannot be used in the login ID.

You will also need to create a password, which must contain at least six but not more than 10 characters. It must also contain both letters and numbers, with at least four letters and two numbers. Symbols, such as the asterisk (*), cannot be used in the new password. An example of a proper password is IH4BA2S (IH4BA2S = I Have 4 Brothers And 2 Sisters. Passwords are case-sensitive.

You will then have everything you need to access your Pax World accounts 24 hours a day, seven days a week!

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How do I change my Password?
After logging in to Pax World Funds Account Access using the “Login” button at the top of the page, select “Profile” from the top menu bar and click on “Security Information”. At the new page, you will be presented with the options to change your password, security questions, and personal security image and phrase. Your new password must contain at least six but not more than 10 characters. It must also contain both letters and numbers, with at least four letters and two numbers. Symbols, such as the asterisk (*), cannot be used in the new password. An example of a proper password is IH4BA2S (IH4BA2S = I Have 4 Brothers And 2 Sisters). Passwords are case-sensitive.

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I’ve forgotten my password, how do I regain access to my account?
If you do not remember your password, you may create a new one. Please click the ‘Forgot Password’ link, which can be found below the ‘Enter Your Password’ box on the screen where you verify your security phrase and image. You will be prompted to answer one of your pre-selected challenge questions and to provide your mother’s maiden name (which you provided in the Profile that you established). You will then be able to choose a new password.

If you have incorrectly typed a password three times, your Login ID will be suspended. If this is the case, please call our Shareholder Service Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday to obtain a temporary password.
 
If you have forgotten your User ID, you must contact Shareholder Services at the number above to obtain or reset your User ID.

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What precautions should I take to maintain the security of my account?
You should maintain your User ID and password in a place where nobody that you do not trust has access to it. Be wary when typing user names or passwords on public computers for any of your financial accounts. Avoid it if possible, but if you must use a public computer, always clear the most recent history, clear the cache, and make sure you log out before you end your session. Keep in mind that public computers and wireless networks can never be considered 100% secure.

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D. Retirement Account Questions

How do I roll over an IRA, 401(k) or other qualified retirement plan into a Pax World IRA?
To roll over from your current qualified retirement plan or IRA into a Pax World IRA, you first need to find out if your employer or current custodian/plan administrator requires you to complete any additional forms. Then, you will need to complete the Traditional IRA & Roth IRA Transfer of Assets/Direct Rollover form. If you do not already have a Pax World IRA account, you will also need to complete a Traditional IRA & Roth IRA Application.

Return the completed Application and Transfer of Assets/Direct Rollover form to Pax World, along with any additional forms that your employer or plan administrator may require. Be sure to find out if the employer or current plan administrator requires a signature guarantee on the Transfer of Assets/Direct Rollover form. Pax World will forward the transfer request to the current plan administrator, who will then send the money directly to your Pax World IRA account.

You may download the forms and the prospectuses for our funds from our online Document Center, or call us at 800.767.1729 and we can send the documents to you by mail. Be sure to read the prospectus carefully before investing. You may return the completed forms to us by mail at: Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

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E. Investing For Children & Education

Does Pax World offer a college savings plan for my child/grandchild?
Pax World offers the Coverdell Education Savings Account (ESA). Any individual may contribute up to $2,000 to an ESA if the individual’s modified adjusted gross income for the taxable year for which the contribution is made is no more than $95,000 ($190,000 for married taxpayers filing jointly). The $2,000 maximum is gradually phased out if your modified adjusted gross income falls between $95,000 and $110,000 ($190,000 and $220,000 for married taxpayers filing jointly).

There is no limit on the number of Coverdell ESAs that may be established designating a particular child as beneficiary. However, in any given taxable year the total aggregate contributions to all the accounts for a particular designated beneficiary may not exceed $2,000.

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Can a minor open an account in the Funds?
A minor cannot have direct ownership of mutual fund shares, but can own shares through a custodial account. The account is registered under the minor’s Social Security number, but the custodian has control of the account. Accounts for minor children may be established as:

  • Uniform Gift to Minor Act (UGMA) or Uniform Transfer to Minor Act (UTMA) Account. A UGMA/UTMA custodial account allows an adult to give a gift, such as mutual fund shares, to a minor. The custodian is responsible for conducting all transactions (i.e. buying, selling and exchanging shares) for the account until the minor reaches the age of majority.
  • A Traditional or Roth IRA for a minor who has earned income. A custodian controls the account until the minor reaches the age of majority.

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What is the difference between an UGMA and an UTMA?
The UGMA (Uniform Gift to Minors Act) was created in 1956, the UTMA (Uniform Transfer to Minors Act) in 1986. Most states have now adopted the UTMA. Once a state adopts the UTMA, you can no longer establish an UGMA for a child living in that state.

There are very few differences between UGMA and UTMA. The most significant are:

  • Age of majority: In most states, the child could take ownership of an UGMA account at age 18. For UTMAs, the age of majority is usually 21. Some states allow UTMA custodianship to extend to age 25.
  • Types of gifts: Only cash, mutual funds, securities, and insurance policies can be held in an UGMA. The UTMA is more flexible and allows almost any asset to be gifted to the minor.

The above information is as of the 2010 tax year. Please consult the IRS or your tax adviser for the most current tax information.

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F. E-mail & Mailings

Can Pax World send electronic statements, prospectuses, or reports?
Pax World shareholders can save paper by electing to receive their account documents by e-mail in place of paper copies. You may choose electronic delivery for any of the following documents: annual reports, semi-annual reports, prospectuses, proxy statements and quarterly account statements. To enroll in E-Delivery, or to cancel or change your consent options or change your e-mail address for E-Delivery, login to Account Access and choose “E-Delivery Option” from the “Account Options” menu.

When an account document becomes available, you will be notified by e-mail and provided with an Internet link directing you to our web site to view or download the document. For account-specific documents such as quarterly statements, you will be directed to our secure Account Access login page.

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How often will I receive statements for my Pax World accounts?
Pax World mails quarterly statements. The last statement of each year will be an annual summary of all account activity from January 1 through December 31. In general, you will receive a confirmation statement whenever you buy or sell shares*.

You may choose electronic delivery for your quarterly statements. Electronic delivery is not yet available for transaction confirmations.
 
*Exceptions to the transaction confirmation rule: periodic plans, such as our Automatic Investment Plan purchases or Systematic Withdrawal Plans.

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How do I subscribe to the Pax World Connection e-mail newsletter?
You can access the “Join E-mail List” page by clicking here.

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Can Pax World mailings be consolidated so that my household receives just one copy?
Pax World Funds’ regulatory mailings, such as prospectuses and annual reports, are “householded,” meaning that any shareholders living at the same address should receive only one copy of a prospectus or annual report.

If your household prefers to receive separate reports, please call our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday, or send us a written request, signed by all parties, instructing Pax World to separate all future mailings of regulatory documents. Please include the account numbers for all of the accounts that you would like to separate. Send your request by mail or fax to Pax World Mutual Funds, PO Box 9824, Providence RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

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Will I receive a cost basis statement for shares sold?
Pax World provides a Statement of Average Cost (SOAC) to shareholders who sell shares from a taxable account that was opened after 1/1/1994. These cost basis statements are included with the 1099B tax forms that are mailed to shareholders in February of each year. If your account was opened prior to 1994, you can obtain the share price information needed to calculate the average cost of your shares from previous years’ statements. If you do not have these statements, you may call our Shareholder Services Center at 800.372-7827 between 8 a.m. and 6 p.m. ET, Monday – Friday, to order copies.

The Pax World SOAC uses the “Average Cost Single-Category” method to calculate the cost basis of shares sold. This is one of four methods allowed by the IRS for calculating cost basis. You should check with your tax adviser to determine if this is the most suitable method for you.

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My account was opened before 1994. Will I receive a cost basis statement?
Unfortunately, Pax World is able to provide cost basis statements only for accounts opened in 1994 or later. Because your account was opened prior to 1994 (when we converted to our current record keeping system), we are not able to calculate your cost basis figure. We can, however, provide you with any statement copies that you might need in order to calculate your cost basis.

Please call our Shareholder Services Center at 800.372.7827 between 8 a.m. and 6 p.m. ET, Monday – Friday, to request statement copies. If you are calling from outside of the U.S., you may call us collect at 610.382.7849.

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G. General Questions

How do I know which fund is right for me?
While some people may feel comfortable making investment decisions themselves, others prefer to have professional assistance. For assistance when investing with Pax World, you may want to seek the help of an investment advisor to assist you in evaluating our funds as they relate to your investment needs. There are also many resources on the web for educating yourself about what funds may be right for you.

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Where can I find current portfolio holdings?
The top 10 companies held in each of the Pax World funds as of the most recent month end are listed in the "Characteristics" tab of each fund's page approximately 10 days after the end of each month. Complete listings of fund holdings as of each month end are posted on the website within 30 days after the end of each month, and are also available in Pax World’s Annual Report and Semiannual Report. These can be accessed from our online Document Center.

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Where can I find previous share prices (NAVs)?
You can access the historical share prices for the Pax World Mutual Funds by clicking here or through our online account access and clicking on the link for “Fund Prices”.

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Where can I find performance information?
Performance information for each fund as of the most recent month end is available by clicking here. This information is generally updated within seven business days after the end of the month.

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H. Fees, Charges and Expenses

Do Pax World’s mutual funds charge any sales or redemption fees?
There are no front-end sales charges or redemption fees assessed by any of the Pax World Mutual Funds. If you invest through a third party, they may charge a fee for their services.

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What expenses do the mutual funds charge?
As a shareholder of the Pax World Mutual Funds, you incur two types of costs: (1) transaction costs, including trading costs; and (2) ongoing costs, including management fees; distribution and/or service (12b-1) fees; and other fund expenses. For more complete information about expenses, please see the funds’ prospectuses and annual reports. All total returns quoted in the performance section of the website include the effects of these expenses for all time periods.

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Are there any recurring fees for regular investment accounts or retirement accounts?
Regular investment (taxable) accounts are not assessed any recurring fee. There is a $12 annual custodial maintenance fee for each of the retirement plan accounts and the Coverdell Education Savings Account.

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Do the mutual funds pay dividends and/or capital gains?
The majority of the Pax World Mutual Funds each expect to pay dividends on net investment income, if any, semiannually and to make distributions of capital gains, if any, at least annually. The High Yield Bond Fund expects to pay dividends on net investment income, if any, monthly, and to make distributions of capital gains, if any, at least annually. “Dividends” represents interest and dividends earned from securities held by a fund, net of expenses incurred by the fund. “Capital gains” represent net long-term capital gains on sales of securities held for more than 12 months and net short-term capital gains on sales of securities held for 12 months or less.

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I. Contact Information

What is the mailing address for Pax World Mutual Funds?
Please address all account inquiries and transaction requests to Pax World Mutual Funds, PO Box 9824, Providence, RI 02940-8024. The address for overnight delivery is Pax World Mutual Funds, c/o BNY Mellon, 4400 Computer Drive, Westborough, MA 01581, telephone 800.372.7827.

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What is the telephone number for Pax World Mutual Funds?
Current shareholders should call Shareholder Services Center at 800.372.7827 with any account-related questions. (Shareholders who are unable to utilize our 800-number may call our Shareholder Services Center collect at 610.382.7849.) Service Representatives are available from 8am until 6pm ET, Monday - Friday. Prospective shareholders should call 800.767.1729 from 9am until 6pm ET, Monday - Friday to request an investment kit.

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What is the e-mail address for Pax World Funds?
You may contact Pax World by e-mail at info@paxworld.com. Because our e-mail is not encrypted, please do not send account numbers or Social Security numbers in any e-mail communications to us.

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Can you mail a prospectus to a foreign address?
Unfortunately, because the funds’ sales literature is intended for U.S residents only, we are unable to mail requested materials to a foreign address. If you have a U.S. address to which we can send the requested materials, we will be happy to do so.

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Can I call Pax World collect from overseas?
Yes, shareholders who are unable to utilize our 800 number may call our Shareholder Services Center collect at 610.382.7849. Our Service Representatives are available from 8am until 6pm ET, Monday - Friday.

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